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Payment gateway integration in Pakistan
ZEMTECH handles payment gateway integration in Pakistan for websites, online stores and apps: mobile wallets such as JazzCash and Easypaisa, and card payments through bank payment gateways. We set up the checkout flow, verify every payment on the server and give your finance team reports that match the settlements, whether the payments land in an online store or a subscription product.
- Group
- Build
- In production
- Available to build
- Pricing
- Fixed quote after a short scoping call
- Quote list
Payments that your customers trust
Customers in Pakistan pay in different ways: many use a mobile wallet on their phone, others pay by debit or credit card, and plenty still choose cash on delivery. A good checkout offers the methods your customers already use, keeps the steps few, and never marks an order as paid until the payment provider has confirmed it.
How we integrate
- Merchant setup: we help you prepare the provider's application early, since approval can take time, and build against its sandbox in the meantime.
- Server-side verification: signed payment callbacks are checked before an order changes status.
- Failure handling: timeouts, duplicate callbacks and refunds are handled so orders never get stuck.
- Reconciliation: transaction logs your finance team can match against settlements.
Payments added in a hurry tend to fail in the same ways: orders marked paid when the payment failed, customers charged twice after a timeout, and settlements that never match the sales report. We design against each of these, and customers see a clear confirmation page and message after paying, which saves your team calls asking whether a payment went through.
For subscriptions and international customers, we integrate global gateways alongside local ones in your SaaS product or mobile app. Read the questions buyers ask most below, or tell us which methods you need.
What the integration covers
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Mobile wallets
JazzCash and Easypaisa checkout flows for customers who pay from their phones.
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Card payments
Visa and Mastercard through your bank's payment gateway, with the redirect or hosted checkout it requires.
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Secure callbacks
Signed payment notifications verified on the server before an order is marked paid.
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Reconciliation
Transaction logs and reports your team can match against gateway settlements.
Wallets or cards?
Most Pakistani stores offer both. This is how they differ for your customers.
| Mobile wallet | Bank card | |
|---|---|---|
| Customer needs | A wallet account on their phone | A debit or credit card enabled for online use |
| Typical checkout | Approve the payment in the wallet app or by OTP | Card details and bank verification on the gateway page |
| Merchant setup | Merchant account with the wallet provider | Merchant agreement with your acquiring bank |
Payment questions
Do I need a merchant account first?
Yes. Each provider approves your business as a merchant and issues credentials; we help you prepare the application and integrate as soon as the credentials arrive.
Can you add payments to our existing website?
Usually, yes. We review your platform first and integrate the provider's API or hosted checkout without rebuilding the rest of the site.
How much does payment gateway integration cost?
It depends on how many payment methods you need, your platform, and whether orders, refunds and reports must flow into other systems. We quote a fixed price once we know your platform and providers. Ask for a quote.
Start accepting online payments
Tell us your platform and the payment methods you want. We reply with the steps and a quote.
Your quote list: